Y'all remember the to-do about seven months ago with Harold Camping predicing the rapture, first on May 12 and then (when it didn't occur) on October 12?  Well, for the true believers, making sure that their pets were taken care of was of some concern.  Enter Bart Centre, as reported on by NPR.  

The rapture didn't appear to happen, Centre made some money, and some people are complaining.  Some people wanted refunds when the rapture didn't occur, and Centre did not oblige.  

Good for him.

First off, the deal is good for another nine years or so - at only $135 for the first pet and $20 for each additional pet, his offer to care for the animals in the event of rapture is a steal.  Secondly, why would you expect someone else to return money to you for a service that you willfully engaged?  If you decide that you're not as hungry as you thought, would you expect McDonalds to refund your money on your uneaten fries?  Insurance is a probability game - we buy insurance to protect us in a variety of other ways, and we don't demand refunds at the end of the year because we didn't need to go to the doctor, or replace everything in our house.